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AI chat assistants compared: what happens to what you type

The general-purpose assistants staff are most likely to be using already, free or paid. The plan matters as much as the product: most of these behave differently on a free account and on a business one.

AI chat assistants, from our published profiles
ToolOur ratingWhat our profile says first about training on your dataProfile last verified
ChatGPT (OpenAI)3 of 5 (Free/Go/Plus/Pro) / 2 of 5 (Business, Enterprise, and API with zero data retention)“Free, Go, Plus and Pro: Training is ON by default. To turn it off: Settings → Data Controls → "Improve the model for everyone" toggle. This is the most important setting most ChatGPT users have never changed.”3 Sep 2026
Claude (Anthropic)3 of 5 (Free/Pro/Max) / 2 of 5 (Team, Enterprise, and API)This depends on the plan in ways a single line would misstate. Read the training section of the profile.3 Oct 2026
Gemini (Google)3 of 5 (consumer Gemini) / 1 of 5 (Workspace Gemini)“Consumer Gemini: TRAINING IS ON BY DEFAULT.”3 Oct 2026
Microsoft Copilot2 of 5 (personal Microsoft account, current app and web) / 2 of 5 (work or school, Entra sign in)“Consumer Copilot, current app and web (since 18 August 2026): Microsoft’s documentation no longer states the position.”3 Oct 2026
Perplexity3 of 5 (Consumer Perplexity) / 2 of 5 (Enterprise Perplexity)“Consumer tiers (Free, Pro, Max): TRAINING IS ON BY DEFAULT.”3 Oct 2026
Grok (SpaceXAI)5 of 5 (Consumer Grok) / 3 of 5 (Grok API)“TRAINING IS ON BY DEFAULT”3 Oct 2026

Each row is taken live from that tool's profile, so a correction there shows here at once. The training column quotes the profile's own opening line word for word; the full section, with the plan-by-plan detail and the vendor documents it rests on, is on the profile. Ratings are our opinion, on the scale explained in our methodology. On the current 1 to 5 risk rating, 1 is the lowest risk. Vendors change their terms, so check the date and the vendor's current documents before you rely on a row. General information, not legal advice.